:root{
  --olive:#4b5236; --olive-dark:#343b27; --sage:#78806a; --cream:#f6f2e9;
  --paper:#fbfaf6; --gold:#c9a45b; --gold-light:#e2c88f; --ink:#172233;
  --muted:#68707a; --white:#fff; --line:#dedbd1;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}
a{text-decoration:none;color:inherit}
.site-header{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:10px 5vw;background:rgba(52,59,39,.97);box-shadow:0 4px 20px rgba(0,0,0,.08)}
.brand img{width:230px;height:75px;object-fit:contain}
.nav{display:flex;align-items:center;gap:22px;color:#f7f3e9;font-size:13px}
.nav a:not(.nav-cta){opacity:.9}.nav a:hover{color:var(--gold-light)}
.nav-cta{padding:11px 19px;border-radius:30px;background:var(--olive);border:1px solid rgba(255,255,255,.15)}
.menu-toggle{display:none;background:none;border:0;color:white;font-size:25px}
.hero{display:grid;grid-template-columns:1fr 1fr;min-height:590px;background:linear-gradient(110deg,#f7f3ea 0%,#f7f4ee 55%,#e7e4d9 100%);overflow:hidden}
.hero-copy{padding:105px 7vw 70px 8vw;align-self:center;max-width:760px}
.eyebrow{font-size:11px;letter-spacing:4px;color:var(--olive);font-weight:600;margin:0 0 12px}
.hero h1,h2{font-family:"Cormorant Garamond",Georgia,serif;font-weight:600;line-height:.95}
.hero h1{font-size:72px;margin:0 0 20px;color:#121923}.hero h1 em{font-weight:500}
.hero-lead{font-size:24px;line-height:1.25;max-width:600px;margin:0 0 18px}
.hero-copy>p:not(.eyebrow):not(.hero-lead){max-width:600px;color:#505963}
.button-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:14px;padding:14px 25px;border-radius:999px;border:1px solid transparent;font-weight:600;font-size:13px;cursor:pointer}
.button-dark{background:var(--olive);color:white}.button-outline{border-color:#3d4534}.button-gold{background:var(--gold);color:#1e2119}.button-light-outline{border-color:white;color:white}
.hero-person{position:relative;min-height:590px;display:flex;align-items:flex-end;justify-content:center;background:radial-gradient(circle at 60% 35%,#fff 0,#e7e4d9 55%,#d7d6c8 100%)}
.hero-person>img{height:94%;max-width:100%;object-fit:contain;object-position:center bottom;position:relative;z-index:2}
.hero-glow{position:absolute;width:390px;height:390px;border-radius:50%;background:rgba(201,164,91,.16);right:20%;top:12%}
.signature-card{position:absolute;right:1%;top:8%;z-index:3;text-align:center;color:#1e2530}.signature{font-family:"Cormorant Garamond",Georgia,serif;font-size:38px;font-style:italic}.signature-card small{font-size:10px;letter-spacing:3px}.signature-card span{display:block;width:70px;height:1px;background:var(--gold);margin:12px auto}
.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.trust-strip div{padding:25px 30px;background:white}.trust-strip strong,.trust-strip span{display:block}.trust-strip strong{font-size:14px}.trust-strip span{font-size:12px;color:var(--muted)}
.section{padding:90px 7vw}.loans{display:grid;grid-template-columns:.85fr 1.4fr;gap:70px;align-items:center}.section h2{font-size:54px;margin:0 0 15px}.section-intro>p:not(.eyebrow){color:var(--muted);max-width:520px}.gold-line{width:74px;height:2px;background:var(--gold);margin:20px 0 28px}.text-button{display:inline-block;margin-top:20px;font-weight:600;font-size:14px;border-bottom:1px solid var(--gold);padding-bottom:5px}
.loan-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.loan-grid article{background:#fff;border:1px solid #e8e4da;border-radius:8px;padding:22px 14px;min-height:165px;text-align:center;box-shadow:0 8px 25px rgba(30,35,30,.05)}.loan-grid .icon{display:grid;place-items:center;width:48px;height:48px;border:1px solid var(--gold);border-radius:50%;margin:0 auto 12px;color:var(--gold);font-size:23px}.loan-grid h3{font-size:14px;margin:0 0 7px}.loan-grid p{font-size:11px;color:var(--muted);margin:0}
.feature-band{display:grid;grid-template-columns:1fr 1.35fr;background:var(--olive);color:white}.house-art{min-height:430px;background:linear-gradient(160deg,#9da58c,#556047 55%,#313923);position:relative;overflow:hidden}.house-roof{position:absolute;left:13%;right:12%;top:27%;height:44%;border:10px solid rgba(242,239,226,.82);border-bottom:0;transform:skewY(-25deg) rotate(25deg);transform-origin:center}.house-body{position:absolute;left:17%;right:17%;bottom:0;height:55%;background:rgba(250,248,239,.92);box-shadow:inset 0 0 0 1px rgba(0,0,0,.1)}.house-body span{position:absolute;bottom:0;width:21%;height:54%;background:#67715a}.house-body span:nth-child(1){left:10%}.house-body span:nth-child(2){left:39%;width:30%;height:76%}.house-body span:nth-child(3){right:10%}.feature-copy{padding:65px 7vw}.light{color:var(--gold-light)}.feature-copy h2{font-size:52px;margin:0 0 35px}.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.feature-grid b{color:var(--gold-light);font-size:11px}.feature-grid h3{margin:3px 0;font-size:17px}.feature-grid p{margin:0;color:#dfe2d8;font-size:13px}
.centered{margin:0 auto;text-align:center}.centered .gold-line{margin:20px auto 28px}.process{background:#f2eee4}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:50px}.step{background:white;padding:28px 22px;text-align:center;position:relative;border:1px solid #e8e2d6}.step>span{position:absolute;top:-16px;left:calc(50% - 16px);width:32px;height:32px;background:var(--gold);border-radius:50%;display:grid;place-items:center;font-weight:700;font-size:13px}.step-icon{font-size:32px;color:var(--olive);margin:10px 0}.step h3{margin:0 0 7px}.step p{font-size:12px;color:var(--muted);margin:0}
.calculator-section{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center;padding:90px 7vw;background:var(--olive-dark);color:white}.calculator-copy h2{font-size:56px;margin:0 0 20px}.calculator-copy>p:not(.eyebrow){color:#dfe2d8}.small-note{font-size:11px!important;color:#8a929d!important;line-height:1.5}.calculator-copy .small-note{color:#cdd2c7!important}.calculator-card{background:#fff;color:var(--ink);padding:32px;border-radius:12px;box-shadow:0 18px 50px rgba(0,0,0,.2)}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:22px}.calculator-card label,.contact-form label{font-size:12px;font-weight:600;display:block}.calculator-card input,.calculator-card select,.contact-form input,.contact-form select,.contact-form textarea{width:100%;margin-top:7px;border:1px solid #d8d5cc;border-radius:6px;padding:12px;background:#fcfbf8;font:inherit;font-size:13px}.calc-result{margin-top:22px;padding:24px;background:var(--cream);border-left:4px solid var(--gold)}.calc-result span{display:block;font-size:11px;letter-spacing:1.5px;text-transform:uppercase}.calc-result strong{display:block;font-family:"Cormorant Garamond",Georgia,serif;font-size:48px;line-height:1.1;margin:6px 0}.calc-result p{margin:0;color:var(--muted);font-size:11px}
.about{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center}.about-card{min-height:340px;padding:50px;background:linear-gradient(145deg,#f0ede2,#dfe3d7);border-radius:8px;display:flex;flex-direction:column;justify-content:center}.quote-mark{font-family:Georgia,serif;font-size:70px;color:var(--gold);line-height:.5}.about-card p{font-family:"Cormorant Garamond",Georgia,serif;font-size:34px;line-height:1.1}.about-card .signature{font-size:32px}
.testimonials{background:#f3f0e8}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.testimonial-grid blockquote{margin:0;background:white;padding:30px;border:1px solid #e5e0d5}.testimonial-grid blockquote>div{color:var(--gold);letter-spacing:3px}.testimonial-grid p{font-family:"Cormorant Garamond",Georgia,serif;font-size:20px;line-height:1.25}.testimonial-grid cite{font-size:12px;font-style:normal;font-weight:600}.center-note{text-align:center;margin-top:20px}
.cta-band{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:35px 7vw;background:var(--olive);color:white}.script{font-family:"Cormorant Garamond",Georgia,serif;font-size:40px;font-style:italic;margin:0}.cta-band p:not(.script){margin:4px 0 0;color:#e0e3d9}
.faqs{max-width:1000px;margin:auto}.faq-list{max-width:800px;margin:40px auto 0}.faq-list details{background:white;border-bottom:1px solid var(--line);padding:20px}.faq-list summary{font-weight:600;cursor:pointer}.faq-list p{color:var(--muted);font-size:13px;max-width:700px}
.contact-section{display:grid;grid-template-columns:.85fr 1.15fr;background:var(--olive-dark);color:white}.contact-copy{padding:85px 7vw}.contact-copy h2{font-size:58px;margin:0 0 20px}.contact-copy>p:not(.eyebrow){color:#d9ddd3}.contact-details{margin-top:40px}.contact-details p{font-size:13px}.contact-details span{display:inline-block;width:28px;color:var(--gold-light)}.contact-form{padding:70px 7vw;background:#4b5236}.contact-form label{margin-bottom:15px;color:#fff}.contact-form input,.contact-form select,.contact-form textarea{background:#f9f7ef}.contact-form .small-note{color:#d5dacd!important}
.footer{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:35px;padding:45px 7vw 20px;background:#293020;color:#dfe2d8;font-size:12px}.footer-brand img{width:190px;height:80px;object-fit:contain}.footer h3{color:white;font-size:13px;margin:8px 0}.footer a{display:block;margin:5px 0}.footer-bottom{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:16px;text-align:center;font-size:10px;color:#aeb4a7}
@media(max-width:1050px){.nav{gap:13px;font-size:11px}.hero h1{font-size:60px}.loans,.calculator-section,.about,.contact-section{grid-template-columns:1fr}.loan-grid{grid-template-columns:repeat(4,1fr)}.hero-copy{padding-left:6vw}.feature-copy{padding:60px 6vw}}
@media(max-width:800px){.site-header{padding:8px 5vw}.brand img{width:160px}.menu-toggle{display:block}.nav{display:none;position:absolute;top:82px;left:0;right:0;background:var(--olive-dark);padding:18px 5vw;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav-cta{text-align:center}.hero{grid-template-columns:1fr}.hero-copy{padding:70px 7vw 30px}.hero h1{font-size:55px}.hero-person{min-height:500px}.trust-strip{grid-template-columns:1fr 1fr}.section{padding:70px 6vw}.loans{gap:40px}.loan-grid{grid-template-columns:1fr 1fr}.feature-band{grid-template-columns:1fr}.house-art{min-height:300px}.steps,.testimonial-grid{grid-template-columns:1fr 1fr}.calculator-section{padding:70px 6vw}.footer{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.trust-strip{grid-template-columns:1fr}.hero h1{font-size:48px}.hero-lead{font-size:20px}.loan-grid,.steps,.testimonial-grid,.calc-grid,.feature-grid{grid-template-columns:1fr}.section h2,.calculator-copy h2,.contact-copy h2{font-size:44px}.cta-band{align-items:flex-start;flex-direction:column}.footer{grid-template-columns:1fr}.footer-bottom{grid-column:auto}}


/* Castle Hill Lending - Footer Layout */
.footer {
  display: grid;
  grid-template-columns: 1.2fr 1fr 2fr;
  gap: 45px;
  padding: 65px 7vw 30px;
  align-items: start;
}

.footer-brand {
  min-width: 0;
}

.footer-compliance {
  min-width: 0;
}

.footer-disclaimer {
  min-width: 0;
}

.footer-brand img {
  max-width: 155px;
  height: auto;
  margin-bottom: 15px;
}

.footer-compliance > div {
  display: flex !important;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  margin: 18px 0 20px !important;
}

.footer-compliance img {
  width: auto !important;
  height: auto !important;
  max-width: 135px !important;
  max-height: 65px !important;
  object-fit: contain;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  margin-top: 15px;
}

.footer-links a {
  display: inline-block;
}

.footer-disclaimer p {
  max-width: 100%;
}

.footer-bottom {
  grid-column: 1 / -1;
  width: 100%;
  margin-top: 20px;
}

@media (max-width: 800px) {
  .footer {
    grid-template-columns: 1fr;
    gap: 35px;
  }

  .footer-disclaimer,
  .footer-bottom {
    grid-column: 1;
  }

  .footer-compliance > div {
    justify-content: flex-start;
  }
}



/* Castle Hill Lending - Repayment Calculator */

.repayment-calculator-section {
    width: 100%;
    padding: 55px 7vw 65px;
    background: var(--olive-dark);
    display: flex;
    justify-content: center;
    align-items: flex-start;
}

.repayment-calculator-section iframe {
    width: 100%;
    max-width: 900px;
    height: 820px;
    border: 0;
    display: block;
}

@media (max-width: 700px) {
    .repayment-calculator-section {
        padding: 40px 20px 50px;
    }

    .repayment-calculator-section iframe {
        height: 900px;
    }
}